Xanda's Blog !~!

CIMB Islamic Max InvestSave PSSIA-i :: Live Monitoring Chart :: Released

Apr
19

Now you can monitor CIMB Max InvestSave PSSIA-i’s Historical Reference Index Value (RIV) on Conversion Date by using CIMB Islamic Max InvestSave PSSIA-i :: Live Monitoring Chart

Visit now at :

http://investment.xanda.org/maxinvest/

Bayaran Zakat Pendapatan Melalui Potongan Gaji

Apr
17

Hurm.. juat nak share info on this Skim Berkat by Lembaga Zakat Selangor yang membolehkan kita membuat bayaran zakat melalui potongan gaji. Aku dikira bernasib baik since HR company tempat aku bekerja peka tentang benda-benda nie, so let me just share the info with you.

Actually sebahagian dari jumlah pendapatan kita (yang cukup haul) dikenakan zakat. Tapi ramai tak realize benda nie and think zakat Fikrah is the only zakat yang kita kena bayar. Sebenarnya, selain zakat Fikrah, ada lagi beberapa zakat lain yang mungkin kita tak perasan. Antaranya ialah:

  • Zakat Harta
  • Zakat Pendapatan
  • Zakat Perniagaan
  • Zakat Wang Simpanan
  • Zakat Emas & Perak
  • Zakat Saham
  • Zakat KWSP
  • Zakat Pertanian
  • Zakat Ternakan

** Yang ber-highlight adalah for my own reminder **

In this post, lets just focus on zakat pendapatan dulu. Actually, you can calculate the amount of zakat yang korang kena by using Kalkulator Zakat Pendapatan by Lembaga Zakat Selangor.

Bagi mereka yang perlu mengeluarkan zakat, dan majikan anda telah mendaftar di dalam Skim Berkat, sila hubungi HR anda bagi mendapatkan borang kebenaran potongan gaji. Bayaran akan dibuat melalui potongan gaji. Sangat memudahkan.

Dan jika majikan anda belum mendaftar, anda boleh membuat bayaran di kaunter-kaunter zakat atau secara online

Dalil wajib zakat

Al-Baqarah (2:267)

Wahai orang-orang yang beriman, keluarkan zakat sebahagian daripada hasil usaha kamu yang baik-baik dan sebahagian dari apa yang kami keluarkan dari bumi untuk kamu

Sabda Rasulullah s.a.w:

Menjadi sesuatu kewajipan ke atas setiap Muslim bersedekah (zakat)”. Mereka bertanya, “Wahai Rasullullah, bagaimana yang tidak mempunyai harta?”. Baginda menjawab, “Bekerja untuk mendapat sesuatu untuk dirinya lalu bersedekah.” Mereka bertanya, ” Kalau tidak mempunyai pekerjaan?”. Baginda bersabda, “Tolonglah mereka yang meminta pertolongan”. Mereka bertanya lagi, “Bagaimana pula jika tidak berkuasa?”. Baginda menjawab, “Kerja ke jalan kebaikan dan tinggalkan kejahatan, hal itu merupakan sedekah.

[more info]

HOWTO Apply for US Visit Pass (Visa)

Apr
15

For those (Malaysian) who wanna apply for US visa, here are the steps :

  1. Make sure your international passport is still valid
  2. Bring your passport to the nearest Alliance Bank branch together with RM532 application fees. Find your nearest Alliance Bank branch HERE
  3. On the next working day, you can book for interview schedule online HERE and make sure you have the following information with you:
    • Passport information
    • Alliance Bank’s receipt
  4. Make sure you print out the following document once you finish with the interview schedule booking:
    • Applicant Details
    • Interview Letter (Print with color printer!)
  5. Get 3 recent photographs for your visa. Make sure it is 50mm x 50mm in size with white background.
  6. Now fill in DS-156 form HERE. Make sure you have Acrobat Reader installed and your browser support it. The form wont be submitted to the embassy, it will be converted to a PDF file and you need to print the file in 3 copies.
  7. If you are a male, between age 16 and 45, you need to fill in DS-157 form HERE and print it.
  8. Get any supporting letter (hard copy) from your company, travel agency or anyone that you will meet in US.
  9. Go to the US Embassy according your interview schedule together with the following documents:
    • Passport
    • Alliance Bank’s receipt
    • Applicant Details
    • Interview Letter
    • DS-156 Form (3 copies and attach one of the form with your 50mmx50mm picture)
    • DS-157 From (if you are a male between age 16 and 45)
    • Supporting documents or letters
  10. Gud luck for the interview!
  11. If everything is fine, you will get your visa and your passport back on the next business day or maximum 2 weeks time. Owh ya, you need to collect you passport at Wisma MCA and not at the embassy

CIMB Islamic Max InvestSave PSSIA-i :: Early Birds Bonus

Apr
09

For those who join within this month, contribution made in the first year, CIMB will top your account up to 30%. For limited time only. (Before 30 April)

[Read more]

CIMB Islamic Max InvestSave PSSIA-i :: Live Monitoring Chart

Apr
05

I’ve come out with a flash based live monitoring chart for CIMB Islamic Max InvestSave PSSIA-i. The chart is ready but I’m still waiting for CIMB Islamic’s permission to republish their data in other presentation form. There will be no charge for this service 🙂

Here is the screenshot:

Features:

  • Flash based
  • Interactive – User can customize the view for timestamp and investment type. User also could compare the graph for selected investment type as the user want.
  • Data will be updated weekly according to Historical RIV in CIMB Islamic’s website

Another community info by Xanda

** UPDATED on 19 April 2009**

CIMB Islamic Max InvestSave PSSIA-i :: Live Monitoring Chart has released. Please refer to this entry